Transaction Time

What it is

Transaction Time is the local time the transaction is authorised, encoded HHMMSS in BCD. It complements the transaction date (9A) in logs and some cryptogram schemes.

Where it appears

Set by the terminal; may be supplied to the card via the PDOL/CDOL.

Specification reference

Defined in: EMV 4.x Book 3 (Application Specification), Annex A — Data Element Dictionary

Example values

Decode & build this tag

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