Format: anLength: 12Fixed length
DE 37
Retrieval Reference Number (RRN)
What it is
The RRN is the human-visible transaction reference: it is printed on receipts, quoted in disputes, and used to retrieve the original transaction in chargeback processing. A common (not mandated) composition is YDDDHHNNNNNN — Julian date and time plus the STAN.
Example values
621414320512Composed from Julian date 6214, hour 14, and STAN 320512.Specification reference
Defined in ISO 8583:1987 (base). Card networks publish their own dialect tables (Visa BASE I / V.I.P., Mastercard CIS) that refine formats, lengths, and — for private-use elements — the entire layout. Always confirm against the interface specification you implement.