ISO 8583 DE Reference
Format: x+nLength: 16Fixed length
DE 97

Amount, Net Settlement

Data element
97
Format
x+n
Length
16
Encoding type
fixed
Bitmap
Secondary

What it is

Net settlement position, C/D prefixed — used in reconciliation (0500) messages.

Specification reference

Defined in ISO 8583:1987 (base). Card networks publish their own dialect tables (Visa BASE I / V.I.P., Mastercard CIS) that refine formats, lengths, and — for private-use elements — the entire layout. Always confirm against the interface specification you implement.

Decode & build this element

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