What it is
The CVMCardholder Verification MethodHow the cardholder is verified — for example offline PIN, online PIN, signature, or no CVM required.View in glossary → List defines, in priority order, which cardholder verification methods the card supports and the conditions under which each applies. It begins with two 4-byte amount fields (X and Y) followed by a series of 2-byte CVMCardholder Verification MethodHow the cardholder is verified — for example offline PIN, online PIN, signature, or no CVM required.View in glossary → rules (method byte + condition byte).
The terminal walks the list top to bottom, applying the first rule whose condition is satisfied and whose method the terminal supports; the outcome is recorded in CVMCardholder Verification MethodHow the cardholder is verified — for example offline PIN, online PIN, signature, or no CVM required.View in glossary → Results (9F34).
Where it appears
Read from the card record files; evaluated during cardholder verification.
Specification reference
Defined in: EMV 4.x Book 3 (Application Specification), Annex A — Data Element Dictionary