EMV Tag Reference
Tools/EMV Tag Reference/9F34
TerminalFormat: bLength: 3
9F34

CVM Results

Tag ID
9F34
Format
b
Length (bytes)
3
Source
Terminal

What it is

CVMCardholder Verification MethodHow the cardholder is verified — for example offline PIN, online PIN, signature, or no CVM required.View in glossary → Results is a 3-byte record of cardholder verification: the CVMCardholder Verification MethodHow the cardholder is verified — for example offline PIN, online PIN, signature, or no CVM required.View in glossary → code that was applied (byte 1), the condition under which it applied (byte 2) and the outcome — unknown, failed or successful (byte 3). It is produced after CVMCardholder Verification MethodHow the cardholder is verified — for example offline PIN, online PIN, signature, or no CVM required.View in glossary → List (8E) processing and feeds risk decisioning and disputes.

Where it appears

Produced by the terminal after cardholder verification; carried in the transaction record.

Specification reference

Defined in: EMV 4.x Book 4 (Cardholder, Attendant & Acquirer Interface), §10.5

Bit-level definitions below follow: EMV Book 4, Section 10.5 — CVM Results (3 bytes)

Bit & value breakdown

EMV Book 4, Section 10.5 — CVM Results (3 bytes)
Byte 1 — CVM Code applied (low 6 bits of CVM List entry)
0x00Fail CVMCardholder Verification MethodHow the cardholder is verified — for example offline PIN, online PIN, signature, or no CVM required.View in glossary → processing
0x01Plaintext PIN verified by ICCIntegrated Circuit CardThe chip embedded in the card — i.e. the EMV “chip” itself.View in glossary → (offline)
0x02Enciphered PIN verified online
0x03Plaintext PIN by ICCIntegrated Circuit CardThe chip embedded in the card — i.e. the EMV “chip” itself.View in glossary → and signature (paper)
0x04Enciphered PIN verified by ICCIntegrated Circuit CardThe chip embedded in the card — i.e. the EMV “chip” itself.View in glossary → (offline)
0x05Enciphered PIN by ICCIntegrated Circuit CardThe chip embedded in the card — i.e. the EMV “chip” itself.View in glossary → and signature (paper)
0x1ESignature (paper)
0x1FNo CVMCardholder Verification MethodHow the cardholder is verified — for example offline PIN, online PIN, signature, or no CVM required.View in glossary → required
0x3FCVMCardholder Verification MethodHow the cardholder is verified — for example offline PIN, online PIN, signature, or no CVM required.View in glossary → not available / not performed
Byte 2 — CVM Condition code (from CVM List)
0x00Always
0x03If terminal supports the CVMCardholder Verification MethodHow the cardholder is verified — for example offline PIN, online PIN, signature, or no CVM required.View in glossary →
0x04If unattended cash terminal
0x05If not unattended cash and not manual cash and not purchase with cashback
0x06If manual cash (transaction type 0x01)
0x07If purchase with cashback (transaction type 0x09)
0x08If terminal in the application flow and not unattended cash
Byte 3 — CVM Result
0x00Unknown / not performed
0x01Failed
0x02Successful

Example values

020002Enciphered PIN online, condition "always", successful
1F0002No CVM required, successful

Decode & build this tag

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Related tags

8ECVM List9F33Terminal Capabilities95Terminal Verification Results (TVR)
← Previous9F33 Terminal CapabilitiesNext →9F35 Terminal Type