EMV Tag Reference
Tools/EMV Tag Reference/9F15
TerminalFormat: nLength: 2
9F15

Merchant Category Code (MCC)

Tag ID
9F15
Format
n
Length (bytes)
2
Source
Terminal

What it is

Merchant Category Code (MCC) classifies the merchant's line of business using an ISO 18245 4-digit code, encoded here in 2 BCD bytes. Issuers use it for authorisation rules, rewards and reporting.

Where it appears

Terminal configuration value; sent in the authorisation message.

Specification reference

Defined in: EMV 4.x Book 3 (Application Specification), Annex A — Data Element Dictionary

Example values

5411Grocery stores / supermarkets
5812Eating places and restaurants

Decode & build this tag

🏪MCC Lookup🔓EMV TLV Decoder

Related tags

9F1CTerminal Identification9F1ATerminal Country Code
← Previous9F14 Lower Consecutive Offline LimitNext →9F16 Merchant Identifier