Card (ICC)Format: bLength: ≤19
57

Track 2 Equivalent Data

Tag ID
57
Format
b
Length (bytes)
≤19
Source
Card (ICC)

What it is

Track 2 Equivalent Data mirrors the ISO/IEC 7813 magnetic-stripe track 2 held inside the chip: primary account number, a field separator (hex D), expiry date, service code, and discretionary data. It lets acquirers build a track-2 field for the authorisation message from chip data.

Because it contains the PAN and expiry it is sensitive cardholder data and must be protected under PCI DSS.

Where it appears

Read from the card record files (per the AFL) after GET PROCESSING OPTIONS.

Specification reference

Defined in: EMV 4.x Book 3 (Application Specification), Annex A — Data Element Dictionary

Example values

4761739001010119D22122011143804400PAN 4761739001010119, expiry 2212, service code 201