Application Expiration Date

What it is

Application Expiration Date is the last date the application is valid, encoded as YYMMDD in BCD. The terminal compares it against the transaction date (tag 9A); an expired application sets the corresponding TVRTerminal Verification ResultsEMV tag 95 — a 5-byte bitfield recording the outcome of the terminal’s risk and verification checks.View in glossary → bit and may drive the transaction online or to decline.

Where it appears

Read from the card record files; checked during terminal processing / risk management.

Specification reference

Defined in: EMV 4.x Book 3 (Application Specification), Annex A — Data Element Dictionary

Example values

Decode & build this tag

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