ISO 20022 Reference
Tools/ISO 20022 Reference/camt.054
Cash Management (camt)Replaces MT 900 / MT 910
camt.054

Bank to Customer Debit/Credit Notification

CBPR+ identifier
camt.054.001.08
Area
Cash Management (camt)
MT equivalent
MT 900, MT 910
Exchanged
Account servicer → account owner.

Overview

camt.054 is the event-driven confirmation (MT 900/910 role) — pushed per booking rather than batched. Widely used to trigger downstream release processes the moment expected funds arrive.

Key elements

ElementNameNotes
Ntfctn/Ntry/CdtDbtIndCredit / debit indicator—
Ntfctn/Ntry/AmtAmount—
Ntfctn/Ntry/NtryDtls/TxDtls/Refs/UETRUETRLinks the booking to the interbank payment.

Work with this message

🌐SWIFT MT / MX Validator🔗Webhook Inspector

Other messages

head.001Business Application Header (BAH)pacs.008FI to FI Customer Credit Transferpacs.009FI Credit Transferpacs.002FI to FI Payment Status Reportpacs.004Payment Returnpain.001Customer Credit Transfer Initiationpain.002Customer Payment Status Reportpain.008Customer Direct Debit Initiationcamt.052Bank to Customer Account Reportcamt.053Bank to Customer Statementcamt.056FI to FI Payment Cancellation Requestcamt.029Resolution of Investigationcamt.110Investigation Requestcamt.111Investigation Response
← Previouscamt.053 Bank to Customer StatementNext →camt.056 FI to FI Payment Cancellation Request