ISO 20022 Reference
Tools/ISO 20022 Reference/pacs.002
Clearing & Settlement (pacs)Replaces MT 199 (by convention) / ACK/NAK
pacs.002

FI to FI Payment Status Report

CBPR+ identifier
pacs.002.001.10
Area
Clearing & Settlement (pacs)
MT equivalent
MT 199 (by convention), ACK/NAK
Exchanged
Instructed agent → instructing agent, in response to pacs.008/009/003/004.

Overview

pacs.002 is the structured replacement for ad-hoc MT 199 status updates and proprietary ACK/NAK conventions. Status codes (ACSP, ACCC, RJCT, PDNG…) plus ISO reason codes give machine-readable rejection reasons — a major operational upgrade over free-text 79 lines.

Key elements

ElementNameNotes
TxInfAndSts/OrgnlUETROriginal UETR—
TxInfAndSts/TxStsTransaction statusACSP, ACCC, RJCT, PDNG…
TxInfAndSts/StsRsnInf/Rsn/CdStatus reason codeISO ExternalStatusReason1Code list.

Work with this message

🌐SWIFT MT / MX Validator📋Response Code Reference

Other messages

head.001Business Application Header (BAH)pacs.008FI to FI Customer Credit Transferpacs.009FI Credit Transferpacs.004Payment Returnpain.001Customer Credit Transfer Initiationpain.002Customer Payment Status Reportpain.008Customer Direct Debit Initiationcamt.052Bank to Customer Account Reportcamt.053Bank to Customer Statementcamt.054Bank to Customer Debit/Credit Notificationcamt.056FI to FI Payment Cancellation Requestcamt.029Resolution of Investigationcamt.110Investigation Requestcamt.111Investigation Response
← Previouspacs.009 FI Credit TransferNext →pacs.004 Payment Return