Clearing & Settlement (pacs)Replaces MT 202 / MT 202 COV
pacs.009
FI Credit Transfer
Overview
pacs.009 replaces the MT 202 for financial-institution transfers. The CORE variant moves funds between banks (liquidity, margin, settlement). The COV variant accompanies a customer payment routed through a cover method: the pacs.008 goes down the serial chain while the pacs.009 COV settles the interbank leg, carrying the underlying customer details for transparency and sanctions screening.
Key elements
| Element | Name | Notes |
|---|---|---|
| CdtTrfTxInf/PmtId/UETR | UETR | Must match the underlying pacs.008 in the COV case. |
| CdtTrfTxInf/IntrBkSttlmAmt | Interbank settlement amount | — |
| CdtTrfTxInf/UndrlygCstmrCdtTrf | Underlying customer credit transfer | COV only — mirrors the pacs.008 party chain. |
Work with this message
Other messages
head.001Business Application Header (BAH)pacs.008FI to FI Customer Credit Transferpacs.002FI to FI Payment Status Reportpacs.004Payment Returnpain.001Customer Credit Transfer Initiationpain.002Customer Payment Status Reportpain.008Customer Direct Debit Initiationcamt.052Bank to Customer Account Reportcamt.053Bank to Customer Statementcamt.054Bank to Customer Debit/Credit Notificationcamt.056FI to FI Payment Cancellation Requestcamt.029Resolution of Investigationcamt.110Investigation Requestcamt.111Investigation Response