Ripple USD
Overview
RLUSD is Ripple’s NYDFS-regulated dollar stablecoin, designed to slot into Ripple’s existing cross-border payment rails. It exists natively on both the XRP Ledger and Ethereum (18 decimals on the ERC-20 side).
Mastercard’s inclusion of RLUSD — and of XRPL among its supported settlement chains — is the clearest sign that network settlement will be multi-chain rather than standardized on one L1.
Card-network settlement support
Added in Mastercard’s June 2026 expansion — notable as the first settlement coin with a native XRPL deployment alongside Ethereum.
Regulation & reserves
US dollar deposits, short-dated US Treasuries and cash equivalents; monthly attestations.
Chain deployments
| Chain | Standard | Contract / asset identifier |
|---|---|---|
| Ethereum | ERC-20 | 0x8292Bb45bf1Ee4d140127049757C2E0fF06317eD |
| XRP Ledger | XRPL issued currency | rMxCKbEDwqr76QuheSUMdEGf4B9xJ8m5De issuer account |
Always verify contract addresses against the issuer’s official documentation before use — lookalike tokens with identical symbols are a common scam vector.